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I remember that one day in my life when I decided that I was going to tackle debt and live debt free, never to borrow again. You see, that was the actual decision that I’d put off for years. I used to get in debt, pay it off and then borrow again. It was a momentous moment where as a family, we discussed a future where we would live within our means, not use credit cards or loans and live without the misery and worry of debt. I think I felt ‘better’ from that moment. I wasn’t a penny richer and...

If you are taking a break from the rat race but still need to earn some money there are ways it can be done. Maybe like me you are having a long sabbatical whilst you decide what is next for you. We are living in times that are vastly different from our parents and now people often have more than one career. Or maybe you are a stay at home mum whilst your children are young. Balancing school and work is such a challenge especially during the school holidays that maybe it makes sense to be working for yourself. Over...

Now the weather is starting to warm up (very slightly!) you might be thinking towards your summer holiday. Maybe you’re super organised and already have your plans in place, but if you don’t, you might be thinking about how you could be saving money but still organise a great getaway. Here are some of our tips. – Be extra organised… Or extra disorganised! Luckily for both those who like to plan way ahead and those who prefer to leave things last minute, you’re both more likely to grab a good deal than someone who leaves a more reasonable about of...

According to the Love Food Hate Waste campaign, the average UK household throws away £470 worth of food every year, and up to £700 a year for a family with children. This is up to £60 every single month of food that we chuck in the bin because it’s close to its best before date or because it’s been hidden away in the back of the fridge for too long. Think about what you could do with an extra £60 a month – it would be nice to put that in a savings pot or to have on stand-by just...

We’ve got two May bank holidays and I can’t think of anything better than having time with my family, catching up with friends and just kicking back. Just bear with me on this one but, and I know this is such a different message but I think you can have great fun on a bank holiday weekend and spend next to nothing at all! It might take a little planning but this is what we will get up to this bank holiday.     SourceTo start with, we’ll make sure our bikes are road worthy and we’ll get them out...

Life isn’t something you can plan for. No matter how hard you try, unexpected things can crop up at the drop of a hat and money can seemingly just leak away; school trips you hadn’t anticipated, an extra food shop needed this week, births and birthdays, growing feet, slate off the roof? Family life throws unexpected money curve balls all the time. So how can you manage your money and manage family life? I think the key to staying on budget within a family is good planning. Let me explain. Food A clear meal plan will mean you can budget...