Don’t Fret About Debt are experienced debt experts.

  • We offer local, expert debt advice from real people who care.
  • We offer all debt help & solutions in Scotland ensuring we choose the right one for you.
  • Our advice is free, helping you make an informed decision. Speak to our team today.

    Debt Calculator

    Use our debt calculator to work out the monthly payments you could be making to help clear your debt.

    By submitting your details, you consent to a member of the Don't Fret About Debt team contacting you to discuss your details and using your data as per the terms in our privacy policy. We won't share your information with any third party organisations outwith our group.

    Deal with your debt and ease your worry

    As the situation surrounding COVID-19 continues to develop daily, at Don’t Fret About Debt we are doing everything we can to ensure that we keep our people safe while continuing to offer help and advice to you.

    If you’re worried about your financial situation at this time, our debt advisors are here to help. We are with you, we are in this together and we are here to help you. Please speak to a member of our team today for free debt advice.

    OUR OPTIONS

    Trust Deed

    Trust Deed

    A Scottish Trust Deed can help you get out of debt in 48 months. The agreement can help reduce your monthly payments and prevent creditors taking legal action.

    Debt Arrangement Scheme

    Debt Arrangement Scheme

    A Debt Arrangement Scheme allows you to freeze and discount interests, penalties and charges. Like a Trust Deed, it can protect you from creditors taking legal action.

    Bankruptcy

    Bankruptcy

    Also known as sequestration in Scotland, bankruptcy is a legal procedure which acknowledges that you can no longer afford to pay back your debts and prevents creditors from pursuing the money owed. The debt is eventually written off.

    FOUR STEPS TO DEAL WITH YOUR DEBT

    1. GET IN TOUCH

    Get in touch with our friendly team

    2. REVIEW YOUR CASE

    Our expert team will review your case and discuss the best option for you

    3. A FEW FORMS

    Some paperwork for you to fill in

    4. WE DEAL WITH THE REST

    We deal with the paperwork so you don’t have to

    REQUEST A FREE CALL BACK

      SEE HOW WE'VE HELPED OUR CLIENTS

      Margaret
      quote

      Thank you so much for all your help. I feel much better after speaking to you. You’re so nice.

      Margaret

      Robert
      quote

      I’m embarrassed that I let it get so bad, I really have been burying my head in the sand but with your help I’ve been able to move on and enjoy life with my family.

      Robert

      Sharon
      quote

      After years of struggling with debt, I can finally see light at the end of the tunnel. I can’t thank you enough.

      Sharon

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