Terms and Conditions

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Please read the following terms and conditions. This information should be reviewed carefully. By using any of the services offered by Don’t Fret About Debt, you are deemed to have acknowledged and accepted these terms.


  • The services of Don’t Fret About Debt are only available in Scotland.
  • Subject to acceptance and eligibility.
  • Your chosen debt solution may not be the only suitable option available to you.
  • Our initial debt advice is free. Our services are provided in return for payment and are profit seeking.
  • Free advice is also available from Money Helper.


  • Services offered include expert debt advice, debt payment programmes (DPPs), trust deed and sequestration.
  • Your credit rating may be affected by entering into a debt solution.
  • Details of your debt payment programme will be held on the DAS Register. Trust deeds and sequestration details are held on the Register of Insolvencies. Both registers are available online, however someone would have to be searching for you specifically to find your details.

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