Blog Contributors

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Nicola Standen

Nicola StandenHi my name is Nicola, you may have heard me on the radio. I’m actually a real person who has been helping people to find a solution to their debt problems for over 15 years (I started when I was at school). My team of debt advisers and I have a real passion for what we do, making a difference to client’s lives by easing their debt worries.

Being a mum, I know how difficult it is sometimes to balance work and personal life and how it’s easier to put something off “until tomorrow”. When it comes to debt however, it’s important to deal with it as soon as possible, before things get out of hand and it starts affecting family life. The good news is, there are solutions out there to help you and they are not all as scary as you think. Please get in touch and we can discuss your situation.

The good news is, debt advice is completely free.

Becky Goddard-Hill

BeckyG-HBecky is an award winning blogger and published author who runs three thrifty sites, all with the focus of leading a happy and creative family life on a budget. She’s also a busy mum of two young children. Her first site, Baby Budgeting is dedicated to expectant parents or new mums, Family Budgeting is for families looking for inspiration for balancing hectic family life while still being able to save, and Thrifty Home is full of tips and tricks for sprucing up your home without having to splash out.


frugal family

Cass’s blog, Frugal Family, is a bit of a mish mash of family fun, money saving tips and foodie ideas with lots of cupcakes and smiley faces thrown in too.

She started writing the blog after the death of her mother and brother from cancer. It hit home for her how important it is to spend as much time as possible with her family. However, by decreasing working hours the family had to make some drastic changes to their spending habits to deal with the reduced income.

Emma Bradley

Mums Savvy Savings - Emma BradleyEmma is a mum of three who transitioned from being a teacher to being a fulltime blogger and freelance writer in order to spend more quality time with her family. Her blog Mum’s Savvy Savings is a record of her savvy choices in order to live a fulfilling family life while keeping costs controlled. She also writes Emma And 3 which focuses on family advice.


New Gravatar 4Hayley is a personal finance blogger and freelance writer from the UK. Hayley, together with her husband, recently paid off a whopping £41K in credit card and loan debt, after a long battle with debt which lasted for over 15 years.

Hayley knows first-hand what it’s like to hit rock bottom financially. A number of unforeseen external circumstances combined with a bad case of denial about the family finances getting out of control, resulted in their debts reaching a crisis point back in 2011.

Luckily, after successfully completing a debt management plan (in just three years rather than the expected 10 years), Hayley and her family are now enjoying life free from debt. Hayley’s blog, Disease Called Debt, played a big part in their debt success story as it helped keep them accountable to their readers whilst they were tackling their huge mountain of debt.

Now, Hayley tries to help others to eliminate their debt by providing a range of inspiring and motivating articles on her blog about paying off debt, saving money and making money. She has also written a range of eBooks which have been published on Amazon. Find out more about Hayley over at Disease Called Debt.

Iona Bain

25Z0403-2-300x200Iona Bain is a young journalist who established the Young Money Blog in 2011. Since then, she has written about personal finance issues for several national newspapers and has appeared on Channel 4 News, BBC Scotland, Radio 1 and the Max Keiser Show. She has judged numerous competitions aimed at promoting financial education, from the Baillie Gifford Essay Competition to the Money for Life Challenge and helped to launch the MyBnk Learn Money Week in 2014.

Jane Clark

bio picJane Clark is a blogger and freelance writer from Cornwall. In 2009, Jane and her husband were £45K in personal debt with borrowings from home loans, car finance, credit cards and overdrafts. She tried to move only to find out that her excessive borrowings precluded her from getting a new mortgage. She had no choice but to pay every penny back. Her thrifty living blog Frugal Queen, seeks to help others to live comfortably without breaking the bank. She supports her local community working with groups teaching budgeting, home cooking and thrifty living. As well as stints for local and BBC radio, Jane can be found writing for national newspapers and money saving website. Her style may not be for everyone, but it certainly gives food for thought.

Jen Gale

jengale7Jen Gale of My Make Do and Mend Year

Jen lives with her husband and their two small boys in the South-West of England, along with 2 slightly annoying cats and a 77 year old tortoise!

The family spent a year Buying Nothing New in 2012/13. They learned lots of new skills, and saved over £2000 during the year.
Jen is now on a mission to get the world making do and mending, and not spending, spending, spending!

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