Don’t Fret About Debt are experienced debt experts.

  • We offer local, expert advice from real people who care.
  • We offer all debt solutions in Scotland ensuring we choose the right one for you.
  • Our advice is free, helping you make an informed decision. Speak to our team today.

Debt Calculator

Use our debt calculator to work out the monthly payments you could be making to help clear your debt.






By submitting your details, you consent to member of the Don't Fret About Debt team contacting you to discuss your details and using your data as per the terms in our privacy policy. We won't share your information with any third party organisations without our group.

Deal with your debt and ease your worry

We offer real advice from real people who genuinely care.

There will be no hard sell or false promises and we certainly won’t pass any of your information to anyone else. All information you give us will be treated in confidence. We will talk you through all your available options allowing you to make an informed choice that is right for you. We don’t charge a fee for advice and if you decide it’s not for you, that’s fine too.

OUR OPTIONS

Trust Deed

Trust Deed

A Scottish Trust Deed can help you get out of debt in 48 months. The agreement can help reduce your monthly payments and prevent creditors taking legal action.

Debt Arrangement Scheme

Debt Arrangement Scheme

A Debt Arrangement Scheme allows you to freeze and discount interests, penalties and charges. Like a Trust Deed, it can protect you from creditors taking legal action.

Bankruptcy

Bankruptcy

Also known as sequestration in Scotland, bankruptcy is a legal procedure which acknowledges that you can no longer afford to pay back your debts and prevents creditors from pursuing the money owed. The debt is eventually written off.

FOUR STEPS TO DEAL WITH YOUR DEBT

1. GET IN TOUCH

Get in touch with our friendly team

2. REVIEW YOUR CASE

Our expert team will review your case and discuss the best option for you

3. A FEW FORMS

Some paperwork for you to fill in

4. WE DEAL WITH THE REST

We deal with the paperwork so you don’t have to

REQUEST A FREE CALL BACK

SEE HOW WE'VE HELPED OUR CLIENTS

Margaret
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Thank you so much for all your help. I feel much better after speaking to you. You’re so nice.

Margaret

Robert
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I’m embarrassed that I let it get so bad, I really have been burying my head in the sand but with your help I’ve been able to move on and enjoy life with my family.

Robert

Sharon
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After years of struggling with debt, I can finally see light at the end of the tunnel. I can’t thank you enough.

Sharon

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