Tag: Loans

Payday Lenders and ‘The Debt Snowball’

Posted on: June 11, 2013

Written By: Nicola Standen

We’ve all witnessed the level of consumer pain caused by payday lending. The recession has driven more and more consumers towards this form of borrowing since credit from the banks dried up, even though the APR on these can be as much as 4,000%. The biggest problem with payday loans is that the majority of… Continued

Payday Loans: The Legal Shark in the Water

Posted on: December 7, 2012

Written By: Nicola Standen

Following the introduction of the Payday Loan code of practice which was introduced by the Consumer Finance Association on 14th July 2011, there are a number of views bouncing around out there. Some see it as the payday lenders taking steps to construct good practice, which if adopted ‘all round’, will result in everyone singing… Continued

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