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Nicola Standen

Hi my name is Nicola, you may have heard me on the radio. I’m actually a real person who has been helping people to find a solution to their debt problems for over 15 years (I started when I was at school J) and have a real passion for finding the right solution for people and to making a difference. Being a mum I know how difficult it is sometimes to balance work and personal life and I’ve seen at first-hand how debt can affect family life. The good news is that there are solutions out there to help you. I know it must seem very confusing as to which solution is right for you and that is why I recommend to you that you discuss your financial situation with an expert as soon as possible before things get too much to bear and it starts affecting your health or family life. If you think I can help please get in touch and we can discuss your situation. The good news is the advice won’t cost you anything.

Rudolphs Nose & Your Bank Balance

Posted on: December 10, 2012

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Every year we all decide we’ll be better organised and start the Christmas shopping in March and just pick up a few bits here and there each month. After all, there’s an array of other expenditure to think about come December including a new party frock and an endless supply of funds for ‘Festive Beverages’…. Continued

Summer Finances: Ice Creams & Empty Wallets

Posted on: December 10, 2012

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The summer holidays…… That time of year that every child of school age looks forward to and most parents dread & as usual in Scotland, there is never a stitch of Mr Sunshine in sight! As depressing as it is for us adults to have to drag ourselves out of bed while the rain batters… Continued

Payday Loans: The Legal Shark in the Water

Posted on: December 7, 2012

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Following the introduction of the Payday Loan code of practice which was introduced by the Consumer Finance Association on 14th July 2011, there are a number of views bouncing around out there. Some see it as the payday lenders taking steps to construct good practice, which if adopted ‘all round’, will result in everyone singing… Continued

Tax Credits: The Irish Robin Hood

Posted on: December 7, 2012

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I bet we’re all wishing we voted Labour now! After Maggie T swept through and punished the poor for being poor, I’m sure everyone breathed a sigh of relief when big Johnny M was voted in and it appears we’ve seen it all over again when the whole tax credit thing starts to take hold…. Continued

Prescription Without The Chemist

Posted on: December 7, 2012

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All good things must come to an end, and this includes your debt! In Scotland, if a creditor has failed to pursue an outstanding debt for a period of 5 years or more then it becomes ‘prescribed’ debt. (subject to conditions noted below). I was therefore surprised to hear from a lady last week who… Continued


See how we’ve helped our clients

Robert
RobertAberdeen
I’m embarrassed that I let it get so bad, I really have been burying my head in the sand but with your help I’ve been able to move on and enjoy life with my family.
Sharon
SharonDumfries
After years of struggling with debt, I can finally see light at the end of the tunnel. I can’t thank you enough...
Margaret
MargaretGlasgow
Thank you so much for all your help. I feel much better after speaking to you. You’re so nice.


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